Housing Calculators

Mortgage payments, loan amortization, payoff timelines, and refinance comparisons — answer-first, no signup required.

Loan calculators

Monthly payment, total interest, and full amortization schedule. Extra payments, lump-sum payoff, biweekly, interest-only, and refinance comparison.

Calculate your monthly mortgage or mortgage repayment (UK/AU). Pre-filled with mortgage-sized defaults. Locale-aware vocabulary.

Monthly car payment for any auto loan or car finance deal. Pre-filled with typical auto loan defaults ($35,000 / 7.5% / 72 months).

Generic fixed-rate loan calculator — works for any loan type. All five calculation modes: standard, payoff, refinance, compare, and interest-only.

Fixed-rate student loan payment and payoff. Income-driven repayment (SAVE, PAYE, IBR, Plan 2, HECS) routed to official calculators.

Monthly personal loan payment, total interest, and payoff schedule for any amount, rate, and term.

See exactly how many months extra payments cut from your 30-year mortgage — and how much interest you save.

UK-focused overpayment tool: see how extra repayments reduce your remaining mortgage term and total interest charged.

Full amortization schedule for your mortgage — month-by-month breakdown of principal, interest, and remaining balance.

Compare your current mortgage rate with a refinance offer: monthly savings, breakeven point, and total interest over both paths.

Side-by-side comparison of a 15-year and 30-year mortgage: payment difference, total interest saved, and the real cost of the shorter term.

Add extra monthly payments to your auto loan and see exactly how many months you save — and how much interest you avoid.

Compare your current auto loan rate with a refinance offer: monthly savings, breakeven, and total interest across both paths.

Calculate interest-only payments, total interest during the IO period, and the fully-amortizing payment that follows.